Are you worred that if you are let go from your employer sometime in the future you may not be able to pay the premium on your DI policy? If so the optional Unemployment Waiver of Premium Rider (UPWR) is for you.
This low cost rider waives premiums for up to 12 months if you become unemployed and receive unemployment compensation for at least 60 consecutive days - even if you return to work! If you become unemployed again, this rider will waive premiums again, as long as 48 months have passed since the end of the previous unemployment period.
Note: this rider is not available to self employed. Rider not available in Connecticut & New York.
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This website is intended for general public use. By providing this content, The Guardian Life Insurance Company of America, and their affiliates and subsidiaries are not undertaking to provide advice or recommendations for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial representative for guidance and information that is specific to your individual situation.
Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA or provided by Guardian. BLICOA is a wholly owned stock subsidiary of and administrator for the Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state.
2024-171414 Exp 4/26
