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$20K Overhead Expense (OE) Coverage for Newly Self-Employed Doctors, Dentists & Business Owners


Whether you are a first year physician or dentist opening up a practice or an experienced physician or dentist opening up a new practice, you are going to have business expenses that you need to insure with overhead expense.  However, most carriers require you to have an established business to obtain this type of coverage.  We have a solution!  Guardian will offer up to $20,000 month overhead expense coverage plus up to $10000 of the Future Increase Option (FIO) Rider for any eligible medically insurable newly self employed doctor, dentist, or business owner with the exception of real estate or financial services. 

For more information please see the Start-Up Savvy Program page.


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Financial Representatives of the Guardian Life Insurance Company of America (Guardian), New York, New York.  First Financial Group is an independent agency authorized to offer products of The Guardian Life Insurance Company of America (Guardian), New York, NY and its subsidiaries and is not an affiliate or subsidiary of Guardian. The Guardian® Logo is a service mark of Guardian, used with permission. Important Disclosures:  www.guardianlife.com/disclosures  Terms and Conditions    Privacy Policy

2019-91505 Exp 01/2022