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Guardian Ratings

Guardian is one of the most respected and highly rated life insurance carriers.  In addition, Guardian owns several independent subsidiaries, including Berkshire Life Insurance Company of America, who is a highly respected Individual Disability Carrier of individual Non Cancellable & Guaranteed Renewable coverage. 

Financial strength in many ways is just as important as policy language since a policy is little more than a promise to pay.  If down the road a carrier can't keep that promise, that promise is of little value. 

In the 1980's many carriers who sold disability coverage are either bankrupt, bought out, or withdrew from the individual disability insurance market.   Below is more information on how to choose the right disability carrier as well as ratings:


Financial Strength Matters Consumer Brochure Pub8463 7-2019

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Financial Representatives of the Guardian Life Insurance Company of America (Guardian), New York, New York. First Financial Group is an independent agency authorized to offer products of The Guardian Life Insurance Company of America (Guardian), New York, NY and its subsidiaries and is not an affiliate or subsidiary of Guardian. The Guardian® Logo is a service mark of Guardian, used with permission. Important Disclosures:  Terms and Conditions    Privacy Policy

2019-91505 Exp 01/2022