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About is the DI brokerage website of The Central Atlantic Guardian Agency, 4A & 4B.   The Central Atlantic agency was founded 1983 as an agency of The Guardian Life Insurance Company of America, New York, NY.  This agency, that currently markets under the name: Financial Growth Partners (FGP) has been a highly respected DI resource for the local community for many years.  Since 1997 we have consistently helped place about a million dollars of DI premium through our network of Guardian agents and brokers. was founded by Vincent L. Gallo in 2006.

This website is dedicated to assisting our Disability Income Specialist: Vincent L. Gallo in brokering and educating agents about the importance, variations, and the intricacies of DI policies.  We also pride ourselves in making, selling, and the processing high quality Guardian individual DI products* as easy as possible. This site is designed to benefit producers at all levels of experience. In addition to providing personalized one on one service, we offer this website to our producers to enhance our level of service and our valued relationship with you.

*Disability income products underwritten and issued by the Berkshire Life Insurance Company of America, Pittsfield, MA a wholly-owned subsidiary of The Guardian Life Insurance Company of America, NY, NY.

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Financial Representatives of the Guardian Life Insurance Company of America (Guardian), New York, New York. Financial Growth Partners is a wholly owned subsidiary of Guardian. The Guardian® Logo is a service mark of Guardian, used with permission. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. This website contains the opinions of the author but not necessarily those of The Guardian Life Insurance Company (Guardian), New York, NY or its subsidiaries and such opinions are subject to change without notice.  Important Disclosures:  Terms and Conditions    Privacy Policy

This website is intended for genereal public use.  By providing this concept, The Guardian Life Insurance Company of America, and their affiliates and subsidiaries are not undertaking to provide advice or reccomentations for any specific individual or situation, or to otherwise act in a fiduciary capacity.  Please contacvt a financial representative for guidance and information that is specific to your individual situation.

Individual disability income products underwrittten and issued by the Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA or provided by Guardian.  BLICOA is a wholly owned stock subsidiary of and administrator for the Guardian Life Insurance Company of America (Guardian), New York, NY.   Product provisions and availability may vary by state.

2023-157954 Exp 7/26