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The Special Limits for New Professionals Program helps eligible new professionals obtain high-quality disability income insurance without proof of income. Our popular graded premium option can help to make the initial cost of coverage more affordable while you are establishing your new career.
New: 2022: All first year limits now extended to first 24 months post graduatioin
Medical Fellows & Physician First Two Years*:
Medical Residents and Students*:
Dental Residents and Students*:
Business Professional & Data Analysts*:
*All applicants (except in NY or CA) who qualify under our Special Limits for New Professionals Program are eligible for up to $1,000 of RPP (rider or stand-alone policy). RPP is not available in CA. Applicants in NY who qualify under our Special Limits for New Professionals Program may apply for RPP; however normal financial underwriting guidelines for RPP will apply and applicants must be contributing to a qualified plan that has been in existence for at least one year. 3D Dentists are not eligible for the FIO rider.
Financial Representatives of the Guardian Life Insurance Company of America (Guardian), New York, New York. Financial Growth Partners is a wholly owned subsidiary of Guardian. The Guardian® Logo is a service mark of Guardian, used with permission. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. This website contains the opinions of the author but not necessarily those of The Guardian Life Insurance Company (Guardian), New York, NY or its subsidiaries and such opinions are subject to change without notice. Important Disclosures: www.guardianlife.com/disclosures Terms and Conditions Privacy Policy
This website is intended for genereal public use. By providing this concept, The Guardian Life Insurance Company of America, and their affiliates and subsidiaries are not undertaking to provide advice or reccomentations for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contacvt a financial representative for guidance and information that is specific to your individual situation.
Individual disability income products underwrittten and issued by the Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA or provided by Guardian. BLICOA is a wholly owned stock subsidiary of and administrator for the Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state.
2023-157954 Exp 7/26